Webinar: Providing Value Throughout the Credit Card Lending Lifecycle
Learn how Income and Employment data can provide value to lenders right up front
Watch On-Demand

Confidently Assess Creditworthiness

Use automated employment and income verifications
across the credit card lending lifecycle.  

Build top-of-wallet relationships with tomorrow's best customers

Faster Credit Decisioning

Verify employment and income instantly to help approve consumers in real-time when they are primed for engagement. Delight customers with proactive credit line increases. 

Clearer Customer Picture
Get a fuller picture of a borrower’s ability to pay when you layer alternative data, such as income and employment information, alongside other customer data.
Increased Data Trust
Instead of relying on stated income, access data straight from the source. Access 751M+ records from 4.4M employers who contribute income and employment data to The Work Number®.

Instant verifications provide value across the credit card lending journey

At Application

With digital verifications, better understand and qualify your applicant and confirm identity quickly.

Approval & Line Assignment

Instantly verify employment and income for low-friction lending and a better customer experience.

Portfolio Review & Account Management

Understand and quantify portfolio risk and proactively address changes in consumers’ employment status.

Collection & Recovery

Identity accounts to apply appropriate treatment strategies.

Featured Products

Solutions built for your verification needs

Income and Employment Verification
Access income and employment information instantly to verify applicant-provided data.
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Identity Verification
Confirm whether an applicant-provided name and social security number matches a record on The Work Number database to quickly validate an applicant’s identity.
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Portfolio Review
More easily prioritize consumer accounts using employment and income data.
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Data delivered the way you need it 

Web-based Access

Login to our verification insights portal.  Purchasing flexibility allows smaller verifiers to pay by credit card and larger verifiers to be invoiced monthly.

Systems Integrations

Connect directly to The Work Number database within your own origination technology systems using an API.

Batch Processing

High-volume verifiers can obtain information on the entire loan portfolio as well as process thousands or even millions of verifications at once.

Webinar

Providing Value Throughout the Credit Card Lending Lifecycle

Listen to a panel discuss why a credit score may not tell you the whole story and how you can use alternative data to increase credit approvals across all credit bands.

Secure data from a
trusted leader

The Work Number is governed by the Fair Credit Reporting Act (FCRA). Only verifiers with a permissible purpose can use data from The Work Number. We maintain globally recognized certifications in management and security.

Create a Better Borrower Experience

Help create a fast, low friction credit decisioning process with automated verifications.

Start Verifying

Browse Consumer Lending Industry News & Updates

Stay up-to-date on changes and trends in consumer lending.

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